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MLS# 70993578 Single Family Home $1,150,000 Harvard, Massachusetts  

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Foreclosures

The problems in the sub prime lending area have led to a high amount of foreclosures. If a house has been through the foreclosure process then the lending bank takes ownership of the property. When looking to buy a foreclosure the process can take a little longer than purchasing a typical property. This is because banks are not set up to sell properties and they can be slow. In addition when purchasing a foreclosure the banks typically want you to sign various legal documents to protect them from liablity if there is something wrong with the house. Like buying any property you should have a home inspection and be wary of any problems. If you do your homework buying a foreclosure can be a great investment.


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Town Summary
Harvard, Massachusetts - 01451
County:Worcester County
Population: 12,329
Tax Rate: 11.62 (Tax Year 2007)
Town Profile:Town Profile for Harvard, MA
Web Site:Town Website
School Research Dept. of Education  |  Independent Research
View Map Of Town:Google Maps
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Listing Remarks
One word says it all-Spectacular! Embrace the chance to live and work from this sprawling, architecturally renovated cape overlooking panoramic mountain and pond views.Live in harmony with nature & enjoy amazing sunsets, sweeping views and magnificent change of season skies.Open spaces include "Wow" circular vaulted great rm, dining rm,new kitchen & 1st floor MBR,w/hardwood floors & window walls adding natural sunlight throughout.3 charming bedrooms w/study & bath up.LL fam rm w/fp & full bath.

Listing Information
MLS #: 70993578   Status: Active
List Price: $1,150,000
Style: Cape   Acres: 4.94
Lot Size: 215186 sqft.   Liv. Area: 3871 sqft.
 
Basement: Y   Garage: 2
Rooms: 10 Bedrooms: 4
Full Baths: 3
Half Baths: 1
Master Bath:
 
Room Information
  Room Level   Dimensions Features
  Living Room 1   25X29 Skylight Cathedral Ceils Hard Wood Floor Bay/Bow Windows
  Family Room B   16X16 Fireplace Wall to Wall Carpet
  Dining Room 1   14X14 Hard Wood Floor Picture Window
  Kitchen 1   20X14 Hard Wood Floor Ceramic Tile Floor Granite/Solid Counters Main Level Picture Window
  LAUNDRY 2   5X10
  Master Bedroom 1   15X16 Full Bath Walk-in Closet Hard Wood Floor Hot Tub/Spa
  Bedroom 2 2   13X12 Skylight Wall to Wall Carpet
  Bedroom 3 2   13X13 Skylight Wall to Wall Carpet
  Bedroom 4 2   18X13 Skylight




The information in this listing was gathered from third party resources including the seller and public records. MLS Property Information Network, Inc. and its subscribers disclaim any and all representations or warranties as to the accuracy of this information. Content © 2005 MLS Property Information Network, Inc.
This listing is courtesy of Rhonda Sprague from Harvard Realty.
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Mortgage Pre Approval and Your Credit

The first step when looking for a home is to get pre-approved for a mortgage. The seller of a property wants to know that you are approved for a mortgage and that you can indeed afford the property. There are various mortgage programs available to you. Your credit score or FICO score will greatly affect the type of home loan you are able to receive. If you have bad credit you will pay a higher rate. There are ways to improve your credit score that you should consider as this can save you thousands of dollars in interest over the course of a loan. There are also ways to repair bad credit and small things you can do to improve your credit score in a short time. As many Americans have discovered a Fixed rate mortgage is much easier to manage than an Ajustable Rate Mortgage.

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