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MLS# 70976442 Single Family Home $329,000 Hatfield, Massachusetts  

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Foreclosures

The problems in the sub prime lending area have led to a high amount of foreclosures. If a house has been through the foreclosure process then the lending bank takes ownership of the property. When looking to buy a foreclosure the process can take a little longer than purchasing a typical property. This is because banks are not set up to sell properties and they can be slow. In addition when purchasing a foreclosure the banks typically want you to sign various legal documents to protect them from liablity if there is something wrong with the house. Like buying any property you should have a home inspection and be wary of any problems. If you do your homework buying a foreclosure can be a great investment.


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Town Summary
Hatfield, Massachusetts - 01088  ()
County:Hampshire County
Population: 3,184
Tax Rate: 10.43 (Tax Year 2008)
Town Profile:Town Profile for Hatfield, MA
Web Site:Town Website
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Listing Remarks
Enjoy watching seasons change in this comfortable, quiet country retreat. Look out on to your own large field at the foot of Horse Mountain from picture windows or the sliders and skylights of the Jonathan Wright sunroom. You’ll find plenty of space for family and guests with four bedrooms and three baths, including the separate in-law suite. The open floor plan around the large fireplace makes entertaining easy. Newer, insulated garage to keep the cars snug & warm this winter.

Listing Information
MLS #: 70976442   Status: Active
List Price: $329,000
Style: Raised Ranch Split Entry   Acres: 4.06
Lot Size: 176854 sqft.   Liv. Area: 2422 sqft.
 
Basement: Y   Garage: 2
Rooms: 10 Bedrooms: 4
Full Baths: 3
Half Baths: 0
Master Bath: Y
 
Room Information
  Room Level   Dimensions Features
  Living Room 2   24X14 Hard Wood Floor
  Family Room 2   18X14 Hard Wood Floor
  Dining Room 2   10X9 Dining Area
  Kitchen 2   14X8
  Master Bedroom 3   18X12 Hard Wood Floor
  Bedroom 2 3   16X12 Hard Wood Floor
  Bedroom 3 3   12X12 Hard Wood Floor
  Bedroom 4 1   12X12 Wall to Wall Carpet
  FOY 1   14X8 Ceramic Tile Floor
  KIT 1   14X9 Ceramic Tile Floor
  DEN 1   10X10 Wall to Wall Carpet
  OFC 1   10X10 Wall to Wall Carpet




The information in this listing was gathered from third party resources including the seller and public records. MLS Property Information Network, Inc. and its subscribers disclaim any and all representations or warranties as to the accuracy of this information. Content © 2005 MLS Property Information Network, Inc.
This listing is courtesy of John Poirier from Delap Real Estate.
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Mortgage Pre Approval and Your Credit

The first step when looking for a home is to get pre-approved for a mortgage. The seller of a property wants to know that you are approved for a mortgage and that you can indeed afford the property. There are various mortgage programs available to you. Your credit score or FICO score will greatly affect the type of home loan you are able to receive. If you have bad credit you will pay a higher rate. There are ways to improve your credit score that you should consider as this can save you thousands of dollars in interest over the course of a loan. There are also ways to repair bad credit and small things you can do to improve your credit score in a short time. As many Americans have discovered a Fixed rate mortgage is much easier to manage than an Ajustable Rate Mortgage.

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