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MLS# 70942310 Single Family Home $949,900 South Hadley, Massachusetts  

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Foreclosures

The problems in the sub prime lending area have led to a high amount of foreclosures. If a house has been through the foreclosure process then the lending bank takes ownership of the property. When looking to buy a foreclosure the process can take a little longer than purchasing a typical property. This is because banks are not set up to sell properties and they can be slow. In addition when purchasing a foreclosure the banks typically want you to sign various legal documents to protect them from liablity if there is something wrong with the house. Like buying any property you should have a home inspection and be wary of any problems. If you do your homework buying a foreclosure can be a great investment.


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Town Summary
South Hadley, Massachusetts - 01075
County:Hampshire County
Population: 16,685
Tax Rate: 12.26 (Tax Year 2008)
Town Profile:Town Profile for South Hadley, MA
Web Site:Town Website
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Listing Remarks
Rare Find: @5300 SF quality built colonial & 800 SF office, possible in-law apartmt. Superb location: near Mt. Holyoke College, short walk to all schools, borders conservation ld w/ distant mt. views. Open floor plan: sunrm, L-shaped, kit., DR & LR, Fam. Rm, 6 bedrms (w/ MBR & MBth), 2 full & 2 half baths. 2700 SF wing boasts 40' indoor lap pool, Fam. Rm, loft & 2 bedrms. Decks overlook bkyd w/pergola & hot tub. Auto & RV storage galore: 3 car gar., carport, 1.5 st. heated barn.

Listing Information
MLS #: 70942310   Status: Active
List Price: $949,900
Style: Colonial   Acres: .78
Lot Size: 34290 sqft.   Liv. Area: 6121 sqft.
 
Basement: Y   Garage: 6
Rooms: 22 Bedrooms: 6
Full Baths: 3
Half Baths: 2
Master Bath: Y
 
Room Information
  Room Level   Dimensions Features
  Living Room 1   13X22 Fireplace Wall to Wall Carpet Bay/Bow Windows
  Family Room 1   12X27 Wood/Coal Stove Wall to Wall Carpet
  Dining Room 1   12X13 Wall to Wall Carpet Balcony/Deck
  Kitchen 1   12X20 Half Bath Cathedral Ceils Ceramic Tile Floor Dining Area
  LAUNDRY 1   7X7 Skylight Ceramic Tile Floor
  Bath 1 1   7X8 Full Bath
  Bath 2 2   9X10 Full Bath
  Bath 3 1   4.X7 Half Bath
  Master Bedroom 2   14X20 Full Bath Walk-in Closet Hard Wood Floor
  Bedroom 2 2   11X11 Wall to Wall Carpet
  Bedroom 3 1   12X12 Hard Wood Floor
  Bedroom 4 1   11X12 Hard Wood Floor
  Bedroom 5 2   15X20 Wall to Wall Carpet
  BED 2   16X19 Wall to Wall Carpet Balcony/Deck
  SUN 1   5.X20 Ceramic Tile Floor
  MED B   11X31 Wood/Coal Stove Hard Wood Floor Ceramic Tile Floor Granite/Solid Counters
  LOF 2   13X19 Ceiling Fans Wall to Wall Carpet
  EXC 1   27X48 Full Bath Balcony/Deck Hot Tub/Spa




The information in this listing was gathered from third party resources including the seller and public records. MLS Property Information Network, Inc. and its subscribers disclaim any and all representations or warranties as to the accuracy of this information. Content © 2005 MLS Property Information Network, Inc.
This listing is courtesy of Cynthia Owens from Prudential Sawicki Real Estate.
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Mortgage Pre Approval and Your Credit

The first step when looking for a home is to get pre-approved for a mortgage. The seller of a property wants to know that you are approved for a mortgage and that you can indeed afford the property. There are various mortgage programs available to you. Your credit score or FICO score will greatly affect the type of home loan you are able to receive. If you have bad credit you will pay a higher rate. There are ways to improve your credit score that you should consider as this can save you thousands of dollars in interest over the course of a loan. There are also ways to repair bad credit and small things you can do to improve your credit score in a short time. As many Americans have discovered a Fixed rate mortgage is much easier to manage than an Ajustable Rate Mortgage.

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