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MLS# 70935688 Single Family Home $429,999 Charlton, Massachusetts  

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Foreclosures

The problems in the sub prime lending area have led to a high amount of foreclosures. If a house has been through the foreclosure process then the lending bank takes ownership of the property. When looking to buy a foreclosure the process can take a little longer than purchasing a typical property. This is because banks are not set up to sell properties and they can be slow. In addition when purchasing a foreclosure the banks typically want you to sign various legal documents to protect them from liablity if there is something wrong with the house. Like buying any property you should have a home inspection and be wary of any problems. If you do your homework buying a foreclosure can be a great investment.


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Town Summary
Charlton, Massachusetts - 01507
County:Worcester County
Population: 9,576
Tax Rate: 8.69 (Tax Year 2008)
Town Profile:Town Profile for Charlton, MA
Web Site:Town Website
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Listing Remarks
This custom built one of a kind home features an indoor pool, attached mobile home capable garage 14 'high, and a detached 32x36 2 bay garage making it perfect for a home business owner or car enthusiast. Open floor plan with a majestic rock wall fireplace, hand crafted cherry cabinets, central air, central vac, and wet bar. Property has water views of Glenn Echo Lake, a large fenced yard, and extensive stone work. Pride of ownership is evident throughout property.

Listing Information
MLS #: 70935688   Status: Active
List Price: $429,999
Style: Colonial   Acres: 1.75
Lot Size: 76230 sqft.   Liv. Area: 3499 sqft.
 
Basement: Y   Garage: 2
Rooms: 7 Bedrooms: 3
Full Baths: 3
Half Baths: 0
Master Bath: Y
 
Room Information
  Room Level   Dimensions Features
  Living Room 1   26X34 Fireplace Cathedral Ceils Hard Wood Floor
  Family Room 1   13X13 Hard Wood Floor Wall to Wall Carpet
  Dining Room 1   16X13 Hard Wood Floor
  Kitchen 1   15X13 Hard Wood Floor Bay/Bow Windows
  LAUNDRY 1   7X7 Linen Closet Ceramic Tile Floor
  Bath 1 2   8X12 Full Bath Ceramic Tile Floor
  Bath 2 2   7X7 Full Bath Ceramic Tile Floor
  Bath 3 1   12X7 Full Bath Linen Closet Ceramic Tile Floor
  Master Bedroom 2   11X20 Full Bath Skylight Cedar Closet Wall to Wall Carpet
  Bedroom 2 2   11X20 Full Bath Skylight Cedar Closet Wall to Wall Carpet
  Bedroom 3 1   14X13 Hard Wood Floor
  OTH 1   34X41 Ceramic Tile Floor Dining Area Balcony/Deck
  SUN 1   9X32 Skylight Wall to Wall Carpet




The information in this listing was gathered from third party resources including the seller and public records. MLS Property Information Network, Inc. and its subscribers disclaim any and all representations or warranties as to the accuracy of this information. Content © 2005 MLS Property Information Network, Inc.
This listing is courtesy of Daniel Smachetti from George Russell Realty, LLC.
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Mortgage Pre Approval and Your Credit

The first step when looking for a home is to get pre-approved for a mortgage. The seller of a property wants to know that you are approved for a mortgage and that you can indeed afford the property. There are various mortgage programs available to you. Your credit score or FICO score will greatly affect the type of home loan you are able to receive. If you have bad credit you will pay a higher rate. There are ways to improve your credit score that you should consider as this can save you thousands of dollars in interest over the course of a loan. There are also ways to repair bad credit and small things you can do to improve your credit score in a short time. As many Americans have discovered a Fixed rate mortgage is much easier to manage than an Ajustable Rate Mortgage.

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