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MLS# 70923766 Single Family Home $499,900 Shirley, Massachusetts  

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Foreclosures

The problems in the sub prime lending area have led to a high amount of foreclosures. If a house has been through the foreclosure process then the lending bank takes ownership of the property. When looking to buy a foreclosure the process can take a little longer than purchasing a typical property. This is because banks are not set up to sell properties and they can be slow. In addition when purchasing a foreclosure the banks typically want you to sign various legal documents to protect them from liablity if there is something wrong with the house. Like buying any property you should have a home inspection and be wary of any problems. If you do your homework buying a foreclosure can be a great investment.


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Town Summary
Shirley, Massachusetts - 01464
County:Middlesex County
Population: 6,118
Tax Rate: 10.15 (Tax Year 2008)
Town Profile:Town Profile for Shirley, MA
Web Site:Town Website
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Listing Remarks
Exceptional 4400 SF post and beam Cape privately sited. Expansive kitchen has windows on three sides, island cooking center, Jotul woodstove and greenhouse, all overlooking the in-ground pool and sumptuous grounds. Family room has wall of glass, Rumford fireplace and 14' serving center/cupboard.Wood and tile flooring, exposed beams, beautiful natural woodwork and natural lighting. Recent Budrus heating system.In-law suite over gar. Central vac. Radon syst. More land available. Horses possible.

Listing Information
MLS #: 70923766   Status: Active
List Price: $499,900
Style: Cape   Acres: 1.47
Lot Size: 64033 sqft.   Liv. Area: 4400 sqft.
 
Basement: Y   Garage: 2
Rooms: 11 Bedrooms: 5
Full Baths: 3
Half Baths: 1
Master Bath: N
 
Room Information
  Room Level   Dimensions Features
  Living Room 1   11X18 Hard Wood Floor
  Family Room 1   14X46 Fireplace Hard Wood Floor
  Dining Room 1   14X17 Hard Wood Floor
  Kitchen 1   15X17 Wood/Coal Stove Cathedral Ceils Ceramic Tile Floor
  LAUNDRY 1   5X8
  Master Bedroom 2   17X17 Skylight Cathedral Ceils Walk-in Closet Wall to Wall Carpet
  Bedroom 2 2   10X16 Cathedral Ceils Wall to Wall Carpet
  Bedroom 3 2   10X14 Cathedral Ceils Wall to Wall Carpet
  Bedroom 4 1   10X15 Wall to Wall Carpet
  Bedroom 5 2   16X33 Full Bath Cathedral Ceils Wall to Wall Carpet
  MUD 1   11X19 Wall to Wall Carpet
  EXC 2   10X15 Wall to Wall Carpet




The information in this listing was gathered from third party resources including the seller and public records. MLS Property Information Network, Inc. and its subscribers disclaim any and all representations or warranties as to the accuracy of this information. Content © 2005 MLS Property Information Network, Inc.
This listing is courtesy of Barry Curcio from Coldwell Banker Residential Brokerage - Groton.
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Mortgage Pre Approval and Your Credit

The first step when looking for a home is to get pre-approved for a mortgage. The seller of a property wants to know that you are approved for a mortgage and that you can indeed afford the property. There are various mortgage programs available to you. Your credit score or FICO score will greatly affect the type of home loan you are able to receive. If you have bad credit you will pay a higher rate. There are ways to improve your credit score that you should consider as this can save you thousands of dollars in interest over the course of a loan. There are also ways to repair bad credit and small things you can do to improve your credit score in a short time. As many Americans have discovered a Fixed rate mortgage is much easier to manage than an Ajustable Rate Mortgage.

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