Foreclosures
The problems in the sub prime lending area have led to a high amount of foreclosures. If a house has been through
the foreclosure process then the lending bank takes ownership of the property. When looking to buy a foreclosure
the process can take a little longer than purchasing a typical property. This is because banks are not set up to
sell properties and they can be slow. In addition when purchasing a foreclosure the banks typically want you to sign
various legal documents to protect them from liablity if there is something wrong with the house. Like buying any
property you should have a home inspection and be wary of any problems. If you do your homework buying a foreclosure
can be a great investment.
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| Link to this page: |
http://www.HomesForSaleinMA.com/propertydetail.cfm?mls=70880090
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Town Summary
| Spencer, Massachusetts - 01562 |
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| Listing Remarks |
| Exquistie custom victorian home full of detailing and charm. Set privately on a 1.8 acre knoll near the lake.Beautiful in law apartment above garage.Cherry kitchen with island. Fireplaced family room. Living room with sliders to deck.64' wrap around covered front porch.30" cathedraled master suite with sitting area.First floor laundry.This Beautiful one owner custom built home in impreccable condition throughout. Located on the Leicester/ Spencer line for easy commute. 15 min. to Mass. Pike. |
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| Listing Information |
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| MLS #: |
70880090 |
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Status: |
Active
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| List Price: |
$369,900 |
| Style: |
Victorian
Farmhouse
|
|
Acres: |
1.86 |
| Lot Size: |
81155 sqft. |
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Liv. Area: |
3170 sqft. |
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| Basement: |
Y |
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Garage: |
2 |
| Rooms: |
9 |
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Bedrooms: |
4 |
| Full Baths: |
4 |
| Half Baths: |
0 |
| Master Bath: |
Y |
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| Room Information |
| Room |
Level |
|
Dimensions |
Features |
| Family Room |
1 |
|
19X15 |
Fireplace
Hard Wood Floor
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| Kitchen |
1 |
|
23X13 |
Ceramic Tile Floor
Dining Area
Balcony/Deck
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| Master Bedroom |
2 |
|
30X15 |
Full Bath
Cathedral Ceils
Ceiling Fans
Walk-in Closet
Wall to Wall Carpet
Bay/Bow Windows
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| Bedroom 2 |
2 |
|
15X13 |
Wall to Wall Carpet
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| Bedroom 3 |
2 |
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17X13 |
Cathedral Ceils
Wall to Wall Carpet
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| Bedroom 4 |
2 |
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12X11 |
Wall to Wall Carpet
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| KIT |
2 |
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24X15 |
Ceramic Tile Floor
Dining Area
Balcony/Deck
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|
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The information in this listing was gathered from third party resources including the seller
and public records. MLS Property Information Network, Inc. and its subscribers disclaim any
and all representations or warranties as to the accuracy of this information. Content © 2005
MLS Property Information Network, Inc.
This listing is courtesy of Darlene Eager from Era Key Realty Services- Spenc.
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Mortgage Pre Approval and Your Credit
The first step when looking for a home is to get pre-approved for a mortgage. The seller of a property
wants to know that you are approved for a mortgage and that you can indeed afford the property. There
are various mortgage programs available to you. Your credit score or FICO score will greatly affect the
type of home loan you are able to receive. If you have bad credit you will pay a higher rate. There are
ways to improve your credit score that you should consider as this can save you thousands of dollars in
interest over the course of a loan. There are also ways to repair bad credit and small things you can do to improve
your credit score in a short time. As many Americans have discovered a Fixed rate mortgage is much easier to
manage than an Ajustable Rate Mortgage.
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