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MLS# 70872629 Single Family Home $234,000 Gardner, Massachusetts  

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Foreclosures

The problems in the sub prime lending area have led to a high amount of foreclosures. If a house has been through the foreclosure process then the lending bank takes ownership of the property. When looking to buy a foreclosure the process can take a little longer than purchasing a typical property. This is because banks are not set up to sell properties and they can be slow. In addition when purchasing a foreclosure the banks typically want you to sign various legal documents to protect them from liablity if there is something wrong with the house. Like buying any property you should have a home inspection and be wary of any problems. If you do your homework buying a foreclosure can be a great investment.


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Town Summary
Gardner, Massachusetts - 01440
County:Worcester County
Population: 20,125
Tax Rate: 12.11 (Tax Year 2008)
Town Profile:Town Profile for Gardner, MA
Web Site:Town Website
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View Map Of Town:Google Maps
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Listing Remarks
Pick out your colors,counters,cabinets&flooring.With builders help,elaborate on this special plan with your own personal touches to make this your dream home.The inviting 2-story foyer area,cozy bowed in breakfast area,full kitchen w/choice of appliances(generous allow),3bed,2.5 baths.Owners suite to include jacuzzi tub,private water closet,stand up shower and double vanities.Family Rm with gas F/P&complimentary Farmer’s Porch adds relaxing comfort.

Listing Information
MLS #: 70872629   Status: Active
List Price: $234,000
Style: Colonial   Acres: .50
Lot Size: 22176 sqft.   Liv. Area: 1600 sqft.
 
Basement: Y   Garage: 0
Rooms: 7 Bedrooms: 3
Full Baths: 2
Half Baths: 1
Master Bath: Y
 
Room Information
  Room Level   Dimensions Features
  Living Room 1   12X11 Wall to Wall Carpet
  Family Room 1   12X12 Wall to Wall Carpet
  Dining Room 1   12X11 Wall to Wall Carpet
  LAUNDRY 1   6X3
  Bath 1 1   3X7 Half Bath
  Bath 2 2   14X12 Full Bath Walk-in Closet Hot Tub/Spa
  Bath 3 2   10X5
  Master Bedroom 2   12X16 Wall to Wall Carpet
  Bedroom 2 2   12X11 Wall to Wall Carpet
  Bedroom 3 2   12X11 Wall to Wall Carpet
  FOY 1   6X10
  FOY 2   6X10




The information in this listing was gathered from third party resources including the seller and public records. MLS Property Information Network, Inc. and its subscribers disclaim any and all representations or warranties as to the accuracy of this information. Content © 2005 MLS Property Information Network, Inc.
This listing is courtesy of Marcia Casacca from Coldwell Banker Residential Brokerage - Leominster.
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Mortgage Pre Approval and Your Credit

The first step when looking for a home is to get pre-approved for a mortgage. The seller of a property wants to know that you are approved for a mortgage and that you can indeed afford the property. There are various mortgage programs available to you. Your credit score or FICO score will greatly affect the type of home loan you are able to receive. If you have bad credit you will pay a higher rate. There are ways to improve your credit score that you should consider as this can save you thousands of dollars in interest over the course of a loan. There are also ways to repair bad credit and small things you can do to improve your credit score in a short time. As many Americans have discovered a Fixed rate mortgage is much easier to manage than an Ajustable Rate Mortgage.

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